Studies on the suspended particulate matter (SPM) in the Mandovi estuary, western India indicate that during the monsoon and pre-monsoon, the SPM increases, and the major and trace metals decrease from stations in the upstream to downstream of the estuary. SPM is consistently low at all stations during the post-monsoon. Trace metals (Cu, Ni, Zn, Cr, and Pb) show strong inter-relationships. They correlate well with Fe and Mn only during the monsoon. The concentrations of Cr, Cu, and Pb are high during the post-monsoon. Enrichment factors and I sub(geo) values of metals indicate that Mn shows significant to strong pollution in all seasons, while Cr, Ni, and Zn during monsoon, and Cr during the post-monsoon show moderate pollution. SPM is controlled by the turbidity maximum, while major and trace metals are governed seasonally by a combination of river discharge, resuspension, spillage of Fe-Mn particulates, and anthropogenic contamination. Incursion of saline waters deep into the river channel during the dry season facilitates aggregation and settling of particulate-borne pollutants close to the discharge area, thereby keeping the estuarine waters free from major contamination.